The following are the terms on which you may use the AXIS Financial Group Pty. Ltd. web site (“this website”). By accessing or using this Site you agree to be bound by these terms.

We know that your privacy is important to you, so that means your privacy is important to us as well.

We only ask for personal information that we need.
If you want any personal information changed or deleted, please do not hesitate to ask.

Who we are
This is the Web site of AXIS Financial Group Pty. Ltd. Our postal address is: PO Box 7259 Cloisters Square, Perth Western Australia 6850. You can reach us via e-mail or by telephone Free call: 1800 111 299

What we know about you
When you visit our Web site, our Web server automatically records some general information about your visit, but does not recognise or record any individual information about you.

With regards to your server address, our counter cookie will record the following details:
The date and time
The pages accessed
The documents downloaded
The type of browser used
We can only identify you personally if you give us this information voluntarily.

Your e-mail address
We do not know your e-mail address unless you give it to us.
We will only record your e-mail address if you send us a message .
We will use it only for the purpose for which you have provided it. We will not disclose it without your consent to anyone.

If you have given us your e-mail address, but do not want to receive e-mail from us in the future,
please let us know by sending us an e-mail

If you supply us with your e-mail address or postal address when requesting a service, we might send you information on new products and services or upcoming events. If you do not wish to receive such mailings, please let us know by sending us an e-mail or writing to us at the above address. If you supply your telephone number when ordering a product or service, we will only use it with respect to that order.

Who has access to your information?
We use this information internally and share it with other people or organisations who need to know it as part of working with us in our normal business activities.

We do not share your personal information with others except under these conditions, and we do not disclose or sell your personal information for use in mailing lists or databases. (see Privacy Document)

Future Variations
From time to time, we may use your information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our Web site to notify you of these changes and provide you with the ability to opt out of these new uses. If you are concerned about how your information is used, you should check back at our Web site periodically.

Corrections
If any of your information is incorrect, or you want us to remove all information about you, please send us an e-mail

More Information
If you feel that this site is not following its stated information policy, please contact us at the above addresses or phone number. If you would like to know more about on-line privacy, visit The Australian Privacy Commissioner's Web site. www.privacy.gov.au/internet/web

Intellectual Property
AXIS, and or the relevant owners, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this Site. You may not copy, download, publish, distribute or reproduce any of the information contained on this Site in any form without the prior written consent from AXIS or the appropriate consent of the owners. However, you may print out and/or download information contained on this Site for your own personal and non-commercial use.

Hyperlinks
AXIS is not responsible for the accuracy or content of third party web sites which may have links from this Site. In creating hypertext links to any other web sites, AXIS is not recommending that web site/s or giving any assurances as to their standing. The use of such links is entirely at your own risk and AXIS accepts no responsibility or liability for the content, use or availability of such web sites.

Liability
Although AXIS attempts to provide accurate, complete and up-to-date information, AXIS makes no warranties or representations, express or implied, as to whether information provided on or via this Site is accurate, complete or up-to-date. AXIS does not represent or warrant that this Site functions without error or interruption. As far as is permitted by law, AXIS excludes all liability to third parties arising directly or indirectly out of their use of or reliance on information contained in this Site.

Applicable Law
This Site and its Terms shall be governed by and construed in accordance with the laws of Western Australia.

Amendments
AXIS reserves the right to change the information provided on or via this Site, including these Terms, at any time and without notice. It is recommended that you review the "Privacy Document" and the "Financial Services Guide" provided on this Site, including these Terms, periodically for changes.

AXIS is a Principal Member of the Financial Planning Association of Australia Limited..
AXIS holds an Australian Financial Services Licence number 233680.
AXIS logo and Watermarks are ®©2007 and beyond All rights reserved.
All other logos are ®©2007 of their respective owners

Secure site
How we ensure your protection.  Because your privacy is our priority we make sure that the personal information you submit to us online remains strictly confidential. We ensure your protection with Secure Sockets Layer (SSL) which scrambles your data, so that it is unreadable by third parties. It does this by:

1. Server authentication.
The web server sends a digital certificate to your computer so that you can be sure of its identity.
2. Client authentication. Your computer in turn authenticates itself to the server by showing its digital signature.
3. Encryption connection. During the Internet connection, data is encrypted (i.e. scrambled) so that only your computer and the web server can understand the contents. This prevents other Internet users from intercepting the information sent between you and the web server.